Author: Tabitha Dillon

Bank fraud “spoofing” is a sophisticated scam where criminals alter their caller ID, email addresses, or text messages to display the official name and phone number of your bank.  Recent attempts involving these tactics have been made on some of Security National Bank’s customers. The fraudsters may offer details that give the appearance of legitimacy to bank business customers. Watch for the Red Flags, Take Steps to Protect Yourself and Report the Incident immediately.

Common Red Flags

• High Pressure: Demanding immediate action to prevent financial loss.
• Sensitive Requests: Asking for usernames, passwords, PINs, or verification codes.
• Moving Money: Instructions to transfer funds via wire, Zelle, or crypto.
• Advanced AI: Scammers utilizing voice-cloning tools to sound like known bank employees

Immediate Steps to Protect Yourself

1. Hang Up Immediately: Do not trust a caller based solely on the incoming caller ID display, email address, or text message sender. Assume any caller, even from what appears to be a known number, could be a scammer.
2. Call Back Manually: Dial the exact number printed on the back of your debit card or listed on our website www.snbenid.com (580.234.5151).
3. Never Share Codes: Security National Bank will never ask for your password or one-time security codes over the phone.
4. Refuse Transfer Requests: Security National Bank will never instruct you to move money to a different account over the phone.

Where to Report Bank Spoofing

• Security National Bank: Immediately contact the bank’s fraud department if you shared any information (580.234.5151 x7707).
• The FBI: File an official cybercrime complaint through the FBI Internet Crime Complaint Center (IC3).
• The FTC: Report the fraudulent contact details directly at the Federal Trade Commission Fraud Page.
• The FDIC: If you suspect that your business has been a victim of a spoofing scam, contact the FDIC OIG Hotline.

Cyberattacks can lead to the loss of money or the theft of personal, financial and medical information. These attacks can damage your reputation and safety. The following link provides information on how to protect yourself against cyberattacks and what to do during and after a cyberattack: https://www.ready.gov/cybersecurity

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

Cyberattacks cost the U.S. economy billions of dollars a year. They also pose a threat for individuals and organizations. Businesses can be attractive targets for cyber criminals. Small businesses in particular may lack the means to protect their digital systems. There is help. Click the following link to learn about cybersecurity threats and how to protect yourself:  https://www.sba.gov/business-guide/manage-your-business/strengthen-your-cybersecurity.

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

Security National Bank of Enid will once again be rewarding five lucky area students for their good grades with  the SNB Pays for  A’s program.

Since 2002 thousands of report cards have been submitted.  The bank sponsors the program twice a year, once for spring semester grades and once for fall semester grades.

The program is open to students in grades 3 through 12.  Public and private school students are encouraged to participate.  Students will have until 5pm February 14, 2025 to take their report cards to Security National Bank’s 201 West Broadway or 210 North Oakwood locations.  There the bank will make a copy of the report card and place it in a hopper.  Four cards will be drawn from the hopper.  Those four students will receive $10 for each A and $5 for each B on their fall 2024 semester grades.  Individual grades from each nine-week section will not be considered.  All students entering their grades will receive a coupon for a chocolate chunk cookie or chocolate fudge brownie from Chick Fil A of Enid.

In addition to the four students who will be “paid for their As”, one card will be drawn from the hopper for a $150 savings account with the bank.

Security National Bank offers a full suite of products and services for consumer and commercial customers.  Bank 24 hours a day using SNB’s online banking at snbenid.com.  Security National Bank is located at:  201 West Broadway, 210 North Oakwood and our drive through at 201 West Maine.

With so much of our personal information online, safeguarding it against cyber threats is crucial. By practicing good digital security practices, you can greatly reduce the likelihood of falling victim to hacking, data breaches, and other cyberattacks. Click on the following link for more than 25 cybersecurity tips: https://www.security.org/digital-safety/cyber-security-tips/.

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

Due to their valuable data and assets, businesses and nonprofits are prime targets for cyberattacks. A solid resilience plan brings together risk management, incident response, business continuity, and disaster recovery strategies. Click the following link to learn more about steps you can take to boost cyber resilience: https://staysafeonline.org/resources/how-to-improve-your-cyber-resilience/.

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

Five students received cash for their good grades through Security National Bank of Enid’s Pays for A’s program, now in its 23rd year of honoring area students.  “We are proud of the accomplishments of the students in northwest Oklahoma” said SNB’s, April Danahy senior vice president of corporate communications.  Report cards drawn belong to: Sage Kala of St. Paul’s Lutheran School, Daniel Gutierrez of St. Joseph Catholic School, Hayden Zelnicek of Oklahoma Bible Academy and Justin Maly of Garber Elementary School. The recipient of the $150 Savings Account was Liam Roberts of Glenwood Elementary School. Each student entering the Pays for A’s program at Security National Bank received a free brownie from Chick Fil A of Enid.

Security National Bank of Enid offers a full suite of products and services for consumer and commercial customers.  Bank 24 hours a day using SNB’s online banking at snbenid.com.  Security National Bank is located at:  201 West Broadway, 210 North Oakwood and 201 West Maine drive thru only.  Bank lobby hours are 9am to 5pm Monday through Friday and Saturday’s 9am to noon at the 210 North Oakwood location.  Security National Bank of Enid is a member of the FDIC.

During the holidays millions of people will be shopping online. This is a prime time for scammers to try and steal personal and financial information. The following link from the Cybersecurity & Infrastructure Security Agency provides Online Safety tips for this holiday shopping season: https://www.cisa.gov/sites/default/files/2023-11/Holiday%20Online%20Safety_tip%20sheets_2022.pdf.

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

Beginning January 02, 2024, the Service Center location will become SNB’s downtown drive through location. Our drive through banking hours will be 8 am to 6pm Monday through Friday and 8am to noon on Saturday. The lobby will be closed to allow more lanes to be open for customers. Full banking services are available at our downtown location at 201 West Broadway and at our branch at 210 North Oakwood Road.

The West Branch location lobby will be open on Saturday’s 9am to noon with full banking services.

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $8.8 billion to phishing scams and other fraud in 2022—an increase of 44% over 2021!

Scams aren’t so scary when you know what to look for. At Security National Bank, we’re committed to helping you spot them as an extra layer of protection for your account.

We want every bank customer to become a pro at spotting a phishing scam—and stop bank impostors in their tracks. It starts with these four words: Banks Never Ask That. Because when you know what sounds suspicious, you’ll be less likely to be fooled.

For tips on how to keep phishing criminals at bay, including videos, an interactive quiz and more, visit www.BanksNeverAskThat.com.