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Security National Bank of Enid will once again be rewarding five lucky area students for their good grades with the SNB Pays for A’s program.

Since 2002 thousands of report cards have been submitted. The bank sponsors the program twice a year, once for the spring semester grades and once for fall semester grades.

The program is open to students in grades 3 through 12. Public and private school students are encouraged to participate. Students will have until 5pm June 21, 2019 to take their report cards to any of the Security National Bank’s three locations. There the bank will make a copy of the report card and place it in a hopper. Four cards will be drawn from the hopper. Those four students will receive $10 for each A and $5 for each B on their spring 2019 semester grades. individual grades from each nine-week section will not be considered. All students entering their grades will receive a coupon for an ice dream cone from Chick Fil A of Enid.

In addition to the four students who will be “paid for their As”, one card will be drawn from the hopper for a $150 savings account with the bank.

Security National Bank offers a full suite of products and services for consumer and commercial customers. Bank 24 hours a day using SNB’s online banking at snbenid.com. Security National Bank is located at: 201 West Broadway, 201 West Maine and 210 North Oakwood. Bank lobby hours are 9am to 5pm Monday through Friday and Saturday’s 9am to noon at the 201 West Maine location.

To continue keeping your business and business accounts secure from fraudulent activity we are making you aware of a new scam that is being reported that involves ACH fraud. Other banks are reporting instances where a company receives an email that appears to be from one of their employees requesting to change the account number that they are receiving their direct deposit. The company makes the changes without verifying the employee, and the money is deposited into a scammers account.

Please remember that email addresses can be altered to appear that they are from an employee but have really come from a scammer. It is important to verify any change of account information with employee, or receiver of funds, anytime account information is being changed for ACH transfers. Also, signed authorizations need to be updated with the new account information.

Should you ever have questions about ACH rules or authorizations, please do not hesitate to contact us. Thank you for trusting Security National Bank as your financial institution.

Securing New Devices

During the holidays, internet-connected devices also known as Internet of Things (IoT) are often popular gifts-such as smart TVs, watches, toys, phones, and tablets. This technology provides a level of convenience to our lives, but it requires that we share more information than ever. The security of this information, and the security of these devices is not always guaranteed. The National Cybersecurity and Communications Integration Center (NCCIC), part of the Cybersecurity and Infrastructure Security Agency (CISA), recommends these important steps you should consider to make your Internet of Things more secure:

Use strong passwords. Some Internet-enabled devices are configured with default passwords to simplify setup. These default passwords are easily found online, so they don’t provide any protection. Choose strong passwords to help secure your device.

Evaluate your security settings. Most devices offer a variety of features that you can tailor to meet your needs and requirements. Enabling certain features to increase convenience or functionality may leave you more at risk. It is important to examine the settings, particularly security settings, and select options that meet your needs without putting you at increased risk.

Ensure you have up-to-date software. When manufactures become aware of vulnerabilities in their products, they often issue patches to fix the problem. Patches are software updates that fix a particular issue or vulnerability within your device’s software. Make sure to apply relevant patches as soon as possible to protect your devices.

Connect carefully. Once your device is connected to the Internet, it’s also connected to millions of other computers, which could allow attackers access to your device. Consider whether continuous connectivity to the Internet is needed.

To read the full article go to https://www.us-cert.gov/ncas/current-activity/2018/12/28/Securing-New-Devices.

Advances in technology have many benefits. Along with those benefits is the increasing need to keep your information private and secure. Should you ever have questions about your internet banking safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

 

Please be advised that as of January 1, 2019 all checks deposited using the SNB Mobiliti App are required to include the words “For Mobile Deposit Only” in addition to your signature. Any mobile check deposit that does not include this endorsement will be rejected. For more information about Mobile Deposit, please contact the Online Banking Department at 580.234.5151.

Security National Bank, Strong, Safe, Secure is a proud member of the FDIC.

Cybersecurity in the Workplace

October is National Cybersecurity Awareness Month. In the workplace, Cybersecurity is everyone’s business! Creating a culture of cybersecurity includes all employees knowing how to protect themselves and the organization and understanding the cyber risks as the business grows or adds new technologies or functions. Click on the following link to learn about protecting your business while online: https://staysafeonline.org/wp-content/uploads/2018/10/NCSA_2018_Week3.pdf

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us. Thank you for trusting Security National Bank as your financial institution.

Fake Check Scams

There are many variations of fraudulent check scams. One of the newest is a scam where fraudulent checks are being deposited through mobile deposit. In some cases, customers are being recruited to “work from home”, in others the customer is tricked into thinking they are receiving an online loan. Whatever the case is, the customer is being told that to receive their pay, they will need to provide their online/mobile banking username and password. Once the fraudster obtains the username and password, they login and deposit a fraudulent check. Many times, money is already spent before the check gets returned as fraud, so the customer stays owing the bank.

Customers should always be cautious of any type of offer that asks for an online banking username and/or password. If something sounds too good to be true, it probably is! To learn more about fraudulent checks and how to protect yourself from them go to https://www.consumer.ftc.gov/articles/0159-fake-checks.

Should you ever have questions about your mobile banking safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

Practicing good online safety habits is important. Read the following article for general computer safety tips and advice: https://stopthinkconnect.org/tips-advice/general-tips-and-advice.

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

The U.S. Federal Bureau of Investigation released a public service announcement warning businesses of business email compromise (BEC) scams. Read the following article for more information: https://www.pymnts.com/news/b2b-payments/2018/fbi-business-email-scam-fraud-phishing.

Should you ever have questions about your computer safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.

Security National Bank of Enid will once again be rewarding five lucky area students for their good grades with the SNB Pays for A’s program.

Since 2002 thousands of report cards have been submitted. The bank sponsors the program twice a year, once for spring semester grades and once for fall semester grades.

The program is open to students in grades 3 through 12. Public and private school students are encouraged to participate. Students will have until 5pm June 08, 2018 to take their report cards to any of the Security National Bank’s three locations. There the bank will make a copy of the report card and place it in a hopper. Four cards will be drawn from the hopper. Those four students will receive $10 for each A and $5 for each B on their Spring 2018 semester grades. Individual grades from each nine-week section will not be considered. All students entering their grades will receive a coupon for an ice dream cone from Chick Fil A of Enid.

In addition to the four students who will be “paid for their As”, one card will be drawn from the hopper for a $150 savings account with the bank.

Security National Bank offers a full suite of products and services for consumer and commercial customers. Bank 24 hours a day using SNB’s online banking at snbenid.com. Security National Bank is located at: 201 West Broadway, 201 West Maine and 210 North Oakwood. Bank lobby hours are 9am to 5pm Monday through Friday and Saturday’s 9am to noon at the 201 west Maine location.

Mobile banking provides convenient access to bank accounts anytime, anywhere. read the following article for tips on keeping your money and information safe while on a mobile device: https://www.aba.com/Consumers/Pages/Protect-Mobile.aspx.

Should you ever have questions about your mobile banking safety and its connection with your accounts at SNB please do not hesitate to contact us.

Thank you for trusting Security National Bank as your financial institution.