Commercial Loans

Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual businesses needs. These types include Term Financing, Construction Financing, and Working Capital Lines of Credit.

For more information, contact an SNB loan officer at (580) 234-5151 or E-mail us at Loans@SNBEnid.com

Agriculture Loans

Farm Real Estate Loans

For the purchase of real estate or to refinance existing loans.
Maturities up to 20 years.
Annual, Semi-annual, or monthly payments with no pre-payment penalties.
Loan amounts up to 80% of appraised value.
Adjustable interest rates based on the 1 year or 3 year Treasury rates.
Two percent annual, 6% lifetime caps on interest rates.
Reasonable loan closing costs.

Equipment Loans

Equipment loans to purchase farm equipment, vehicles or for capital improvements.
Maturities up to 5 years.
Annual, Semi-annual, or monthly payments with no pre-payment penalties.
Adjustable or fixed rate interest.

Livestock Loans

Livestock loans to finance stocker cattle, breeding livestock, and feeder cattle.
Annual maturities to fit your repayment plans.
Pre-approved lines of credit for your convenience and maximum flexibility.
Competitive interest rates.

Crop Loans

To finance crop production expenses and annual cash flow requirements.
Pre-approved lines of credit with draws made based upon your cash flow.
Competitive interest rates that accrue on daily outstanding loan balance.