Commercial Checking Account
- Earnings based on the account’s investable balance may
offset the following charges:
- Maintenance Fee $10.00
- Ledger Entry Debits $0.15
- Ledger Entry Credits $0.15
- Deposit Items - Type 1 $0.065 - Type 2 $0.085 - Type 3 $0.115
- Return Item Charge $2.00
- Negative Collected Balance - SNB base rate
Business Econo Account
- $0.35 per debit.
- If the minimum balance falls below $100 during the statement
cycle, a monthly maintenance fee of $5.00 will be assessed.
- Up to 50 checks may be deposited at no charge; any excess of
50 will be charged a deposited item fee of $0.08 each.
NOW Account
- Must meet eligibility requirements.
- Earn interest on your collected balance.
- Interest paid monthly.
- Commercial checking account fees will be charged each month,
regardless of balance.
SuperNOW Account
- Must meet eligibility requirements.
- Earn interest on your collected balance.
- Interest paid monthly.
- Commercial checking account fees will be charged each month,
regardless of balance.
Money Market Investment Account
- Earn interest on your collected balance.
- Interest paid monthly.
Minimum Balance - (Average Collected) $2,500.00
and above Monthly Charge - n/c
Minimum Balance -$0.00 - $2,499.99 Monthly
Charge - $5.00
- Limited to six (6) Pre-Authorized withdrawals, of which no more
than 3 may be by check.
- If withdrawals exceed the limit, there will be a $5.00 charge
per check or transfer.
- If excessive withdrawals occur on more than an occasional basis,
the account may be closed or changed to a different plan.
Prime Plus Account
- Minimum To Open - $10,000.00
- Earn interest on your collected balance.
- Interest paid monthly.
Variable interest rate paid based upon the following tiered balances:
- $0 - $9,999.99 .50% APY
- $10,000.00 + up 91-day Treasury Bill rate at auction*
* Rate will be changed the first of every month, using the average
of the 91-day Treasury Bill rates of the previous month.
Call 234-5151 for current rates.
(Based on Average Collected Balance)
Minimum Balance - $10,000.00 and aboveMonthly
Charge - n/c
Minimum Balance - $0.00 - $9,999.99Monthly
Charge - $10.00
Limited to six (6) Pre-Authorized withdrawals, of which no more
than 3 may be by check.
If withdrawals exceed the limit, there will be a $5.00 charge per
check or transfer.
If excessive withdrawals occur on more than an occasional basis,
the account may be closed or changed to a different plan.